Real Estate

Should You Consider a Solo 401(k)?

March 29, 2019

As we near the end of tax time, many real estate investors are reeling from the amount of money they owe Uncle Sam. I’m surprised they don’t spend more time doing something about it. I deal with real estate investors on a daily basis, and I’m always impressed with their creativity, independence and persistence. It has become obvious that the most successful investors leave no stone unturned. They are interested in leveraging every available resource to boost their returns. But many overlook the benefits of a Solo 401(k).

Is it Still a Good Time to Lend on Fix & Flip Properties?

For several months there has been a steady drumbeat of news showing the housing market is slowing down and prices are softening. For investors buying rental properties for long term cash flow, this is not a concern and may be a welcome development so they can buy properties at better prices. However, the fix & flip strategy is impacted by lower prices. If you’re loaning money to flippers, a decline in housing prices can be a concern.

How to Get Double-Digit Returns in your Self-Directed IRA Without Ever Having to Own Real Estate

February 27, 2019

Finding the right vehicle for investing your IRA funds can be challenging. With the wide range of investment strategies, it’s hard to know which vehicle will provide the highest yield with the lowest amount of risk. Many self-directed IRA owners chose more common investments such as single-family fix and flips or rentals as their main investment vehicle for their IRA. While those provide decent returns, there is still an element of risk and liability because you have to physically own the asset. Not to mention you’re now dealing with tenants, taxes, and the cost of unexpected repairs on the property. While there is nothing wrong with these vehicles of investing, what if I told you there was an easier way to put your IRA money to work that offered security, collateralization, and double digit returns without ever having to own real estate?

A Guide to Real Estate Syndication

February 5, 2019

Introduction

Making a career out of investing in real estate is not exactly the easiest thing. Like a lot of investments, real estate investments tend to start out small before progressing into something bigger. However, this progression could take years and for the ambitious real estate investor, the idea of spending years of their career investing in turnkey rental properties doesn’t seem too appealing. Fortunately, real estate investors can gain the financial momentum to fast track their career via a concept known as real estate syndication For real estate investors looking to learn more about real estate syndication, this article will provide a complete guide to the concept to help them broaden their knowledge.

Self-Directed Regulation D Real Estate Fund Investments

January 3, 2019

You’ve set up a self-directed IRA account at Nuview Trust Company and you have or are in the process of deciding how to invest your IRA funds. For many investors they are interested in having exposure to real estate as part of their IRA portfolio. Through your self-directed IRA you may choose to invest directly in buying or owning a piece of real estate, while abiding by the limitations set for IRAs (generally restricting you from buying something for personal use or from transacting with certain members of your family). For many investors they choose to invest in a “fund” that is limited to real estate investments to achieve exposure to real estate.

Why Boomers Should Consider Real Estate as a Retirement Hedge

October 2, 2018

Over 10,000 baby boomers are turning 65 every single day and will continue to do so for the next 10 – 15 years. That has never happened before. More people will actually be retiring than entering the work force. Ironically, the boomer generation, who for all intent and purposes, did considerably better financially than their post-Great Depression Era generation parents did are at a crossroads.

Many have lived well and planned poorly. Growing up in the booming post WWII economy, the mantra was to get good grades, go to college, get a good job and retire with a big fat pension. It sounded great but no one ever said that mid-career corporate America would do away with pension plans and place the responsibility for our retirement squarely on our shoulders.

Leverage Funds in Your Self-Directed IRA or Solo 401K to Buy Commercial Real Estate

August 8, 2018

Traditionally owners of self-directed IRAs or Solo 401ks have invested in real estate using just the funds in their accounts (meaning, without any financing); and the type of real estate purchased by these investors has primarily been residential (meaning a 1-4 unit property: a single-family residence, a duplex, a triplex, or a quad plex). An alternative that should be given thoughtful consideration is investing in commercial real estate (meaning an office, warehouse, or retail building which can each be single tenant or multi-tenant, or an apartment building), and this can be done using financing, which should also be given thoughtful consideration.

NuView Client Success Story: April 2018

March 28, 2018

coffee mug

Our featured client of the month, Ms. N, is a Sales Rep residing in Jacksonville, Florida. She first learned about NuView and how self-directed IRAs work while networking at Jacksonville’s Real Estate Investor’s Association event. It was the right timing as she was seeking to invest in real estate and minimizing taxes through a self-directed account was very appealing.

Ms. N joined NuView Trust as a client two years ago and first invested in various stocks, however, she explained that her preferred method of investing is in real estate and has done 3 deals so far with her NuView self-directed IRA.

“I prefer real estate because I believe it is a more stable and reliable investment than stocks. I have made $200K in profit so far from real estate.”

Private Equity Real Estate: A Better Alternative to Bonds

March 27, 2018

It’s no secret that bonds have failed to deliver compelling yields in recent years. In many parts of the world, like Japan and Sweden, yields are now negative. Due to the shortage of viable options for risk-adjusted income in the public sector, global investors are being forced to consider all options to quell the need for yield. But yield is like fashion — eventually, if the Federal Reserve continues to raise interest rates as we have observed over the past year, it will come back around.

private equity commercial real estate

Investing in Agriculture with your Self-Directed IRA

March 5, 2018

One of the many alternatives available for self-directed IRA investors is agriculture. Agriculture investments can help your retirement funds grow in two ways: First, a farm produces crops, and these crops generate income when sold. In addition, the value of the land may increase over time, resulting in tax-deferred capital gains. Investing in agriculture has become more popular in the past ten years. TIAA, a Fortune 100 financial services organization and the leading retirement investor for the academic community, owned no agricultural land in 2007. Today, they have more than $8 billion worth of farmland, including investments on behalf of itself and other institutional investors.

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