Investing

Timing the Market? Good Luck.

February 3, 2020

Back in 2006, housing prices were growing at 10% per year in Central Florida, and I had plowed any IRA funds I had into the real estate.  I then found a brand new home development outside Orlando, offering a home that what I felt was at a 10-15% market discount,  and using my savings and a mortgage, purchased the $300,000 rental.  Even though I had a $500 per month negative on cash flow, I figured that capital appreciation and future rental income would certainly close the financial gap soon.

Continue reading…

Self-Directed Accounts: Do you know your Limit?

January 31, 2020

Ensuring that you will have a successful retirement is not a task to be taken lightly–you should enjoy the road to retirement while thinking of investment options, after all, you’ve worked hard for it. When people think of saving for retirement, they think of 401(k)s and 403(b)s which are employer-sponsored plans. One option that most people don’t consider when thinking of retirement is self-directing their IRA.

Continue reading…

Five Things to Ask Your Financial Advisor… And What They May Not Tell You

January 2, 2020

1. How do you get paid, and how much more do you make when my investments go up, and how much less do you make when my investments go down?

There is no doubt that anyone that works for you should be paid, and paid well if their efforts and advice yield above-market returns.  But is it fair that the earnings of your Financial Advisor should be about the same if those same investments do not perform?

Continue reading…

Is AirBnB Investing Right For You?

December 2, 2019

For as long as I can remember, I’ve had two deep passions that have really dictated the decisions that I make and therefore the direction my life has taken: sales and travel. 

I’ve been a saleswoman my whole life, beginning as a teenage entrepreneur when I took over running my family’s bar in Wisconsin. Then again when I moved to Florida to run my Door to Door Sales business. 8 Years later, I discovered the power of real estate investing. I jumped right in and got out of my crazy door to door sales company. 

Continue reading…

The Power of Partnering

November 18, 2019

Did you know that partnering your IRA funds to invest is one way you can acquire assets with limited funds?

Two Opportunities That Passive Investors Should be Investing In Now

October 31, 2019

After attending Planning for Prosperity, it is clear that a lot of investors are looking for alternatives to the stock and bond market. Most of those investors are looking for passive investment opportunities in the real estate market.

As an author, podcaster and active blogger, I have consistently been studying and writing about the real estate and real estate finance industry for 9 years. All of my research indicates that there are the two opportunities passive investors who want high returns with low risk should have in their portfolio. Both of these investment opportunities are in the financial instruments of the real estate industry (real estate notes & mortgages).

Continue reading…

Confessions of a Self-Directed Entrepreneur

October 29, 2019

As a former banker, 22 years to be precise, I thought I knew about self-direction because mid-career my employer plan effectively disappeared, and I was told I could manage my own retirement accounts.  I could even do it in real-time online.  I was pretty astute, so I thought, and began trading stocks and mutual funds for the first time in my life.

Continue reading…